Warning: OnlineCashFinances is against any unethical lending practice. We never ask for upfront fees and hidden charges.

Regardless of Your Financial Situation, We Can Lend a Hand

Have you tired of facing a financial mess again and again?

The moment has arrived for you to rectify every financial mess. You only need to approach OnlineCashFinances, and we are ready to serve the best of direct lending. We have an array of lending products that are easier for the borrowers to avail the funds they require to cover up the regular and irregular emergencies. Whether you need to pay your medical bill, home repair, the mechanic bill for car repair, education fees or business expenses, we exactly offer what you are desperate for to get finances back on track.

Short-Term Loan Provider As Well As Mortgage Advisor

Borrowers can enjoy better borrowing experience if they find loan companies in Ireland that can become a one-stop solution for small and big financial needs. They also need advisors to help them make better decisions on borrowing funds. If you feel the same, we would like to play both the roles. Through our small tenure loan lending and advice on mortgage, you can remove the chaos and confusion of financial life. Once you reach to us, there is no need to look for any other option. We are among the suitable and reliable money lenders in Ireland for all your money needs.

Short-Term Loan Provider

FEATURES OF OUR SHORT-TERM LOANS

We aim to offer uncompromised lending services to you, and for that, we add the following features.

  • Borrow from €1000 to €25000
  • Tenure is from 3 months to 7 years
  • No guarantor required for approval
  • Flexi finance with all-purpose funds
  • Apply despite bad credit history
  • Apply despite no credit history
  • 100% paperless procedure

MORTGAGE ADVICE AND ASSISTANCE

You need to know the benefits you can get from our mortgage advice on your borrowing decision.

  • A complete guide on the application process
  • Suggestions to improve approval chances
  • Unbiased advice on the lucrative deals
  • No, advise fee, get free online assistance
  • Advise with the whole-of-the market approach
  • Predict the total cost with a mortgage calculator
  • Call anytime, any day to clear doubts

We Are Not Biased About Location

Our strong belief is that all genuine and honest private money lenders in Ireland do not practice any kind of biased lending approach. Unlike the other names in the market, we do not discriminate between the locations or tag them as less profitable or more profitable. We aim to deliver the financial peace to the borrowers, and for that, it is fine even if you apply from a village. Our liberal approach refrains from all conservative lending practices that separate the borrowers in location. Being a representative of the next generation online lending, we believe that everyone should get equal opportunity. From loans in Dublin to Ennis, we mark our presence everywhere.

Location Bias

The Principles on Why Do Not Have Location Bias?

  • Strong repaying capacity of the borrowers is the decisive factor for us
  • The vast range of loans should reach to all irrespective of where one lives
  • We aim to make a ubiquitous reach for that we do not act choosy
  • The online verification feature of loans calculates risk easily on lending
  • Wrong and good financial habits are not restricted to any location

We Offer Customized Loans – How Do We Do That?

Our strong belief is that all genuine and honest private money lenders in Ireland do not practice any kind of biased lending approach. Unlike the other names in the market, we do not discriminate between the locations or tag them as less profitable or more profitable. We aim to deliver the financial peace to the borrowers, and for that, it is fine even if you apply from a village. Our liberal approach refrains from all conservative lending practices that separate the borrowers in location. Being a representative of the next generation online lending, we believe that everyone should get equal opportunity. From loans in Dublin to Ennis, we mark our presence everywhere.

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Step One

Study your current and past financial conditions.

Step Two

Calculation of income-outgoing ratio. (Advisable is 70:30 or 60:40)

Step Three

We share our concerns about your personal finances and also our final deal.

Step Four

Negotiation on the rate of interest, we are ALWAYS ready to listen to your point.

Step Five

The final stage is framing a final deal on mutual agreements that keep both of us happy.

The comfort, constancy and completeness are the features that we ensure during the framing of online loans in Ireland.

Comfort

We follow 100% online procedure to make sure that our respected borrowers get instant funding access. This procedure is quite far from any delay as it involves minimum paperwork and legwork. Once you submit your loan application, you will get approval only after 15 minutes, and that is for sure.

Constancy

We vouch for 100% satisfaction of our borrowers by ensuring a higher approval rate of around 98.7%. Apart from your credit history or employment status, we generally give the nod to every loan application according to the current repayment capacity of the borrowers.

Completeness

Each of our efforts is devoted to the 100% financial stability of our borrowers. We not only present personalised loan offers, but we also release fee-free advice from our experienced financial experts. These professionals will guide you in choosing the right deal from us to meet your personal ends.

Focussed Lending

A Focussed Lending with Clear Goals

Nothing can be achievable without the adequate support of your lender. We, as the responsive direct lender, assure that you get the best borrowing experience. Our loan products may be similar to other loan agencies in Ireland, but our loan features are indeed different from others.

Although we have several features to describe and that are explained in detail once you go through our loan products, two of them that really stand out ahead among many in the Irish marketplace are:

Reasonable Interest Rates

Yes, we have competitive interest rates on each loan deal for every financial purpose. It is possible because we finalise the rate only after discussing your financial income, expenses and other commitments. It means you will get pocket-friendly loan interest rates from us.

Flexible Loan Tenures

Do you need loans for only 3 months? Are you looking for a loan deal for an extended period to 60 months? You will get from us what you have desired. You can choose the loan tenure according to your capacity so that you can make the monthly instalment from your income.

There is nothing impossible if we remain positive to create the possibility. This is what we live for and for which we work.

State-of-the-Art Loan Products

Right from our beginning, we have been insisting on one thing that is to provide an apt alternative of traditional lending. We are the modern-age loan provider that believes in opening lending doors for all. Therefore, we have prepared our loan products as such that can work for every financial scenario.

Our bespoke loan deals can fulfil financial needs and wants like Christmas holiday planning, renovating the home, improving the credit score, managing the urgent business expenses, paying the education cost and many more. Take out only 1 hour from your busy schedule, and you will get funds into your bank account.

Why OnlineCashFinances?

Because We have the Best Unsecured Loans

You must have made the comparison of various loan providers in Ireland. If you are here, then there must be some reasons for it. Here they are:

Your Collateral is Only Yours

There is no need to pledge any asset while applying for our personal loans. Get approval on your current income.

Unemployed can also apply

We provide the ideal lending hub for the jobless people too. Go for our unsecured loans with no confusion at all.

Flexible Repayment Terms

Repay the loan as per your convenience without putting any further burden on to your monthly budget.

Ideal Option for Tenants

We know tenants do not have anything to put collateral against the loan amount. They can also apply for loans in free mind.

We don’t require Guarantor Too

Are you struggling to find out the guarantor? Do not worry because we do not require this. We trust on your repayment capacity.

Very Poor Credit is Not an Issue

If your current repayment capacity is good enough, then we do not hesitate to fund your needs despite adverse credit score.

Our Borrowers have Appreciated Us

Read here what our borrowers have said about our quality and quick lending service.

FAQs

How Quickly Can I Avail €5000?

Well, OnlineCashFinances can easily release €5000 to your bank account within 1 hour. You only need to familiar us quickly with your desired amount and repayment capacity. We do not need hefty paperwork and we follow no credit check policy while providing small loans in Ireland. Apply now and get the amount within a few minutes.

Can I Get 90% Financing of Actual Car Value?

We are ready to offer you 90% car financing if you are proficient enough to make the repayments on time. Show us that you can repay the amount as per the prescribed schedule, and we will offer you maximum car financing to make your dreams come true. Unlike other direct lenders in Ireland, we provide this facility for bad credit individuals as well.

Apply Now