Warning: OnlineCashFinances is against any unethical lending practice. We never ask for upfront fees and hidden charges.

Regardless of Your Financial Situation, We Can Lend a Hand

Have you tired of facing a financial mess again and again?

The moment has arrived for you to rectify every financial mess. You only need to approach OnlineCashFinances, and we are ready to serve the best of direct lending. We have an array of lending products that are easier for the borrowers to avail the funds they require to cover up the regular and irregular emergencies. Whether you need to pay your medical bill, home repair, the mechanic bill for car repair, education fees or business expenses, we exactly offer what you are desperate for to get finances back on track.

The comfort, constancy and completeness are the features that we ensure during the framing of online loans in Ireland.

Comfort: We follow 100% online procedure to make sure that our respected borrowers get instant funding access. This procedure is quite far from any delay as it involves minimum paperwork and legwork. Once you submit your loan application, you will get approval only after 15 minutes, and that is for sure.

Constancy: We vouch for 100% satisfaction of our borrowers by ensuring a higher approval rate of around 98.7%. Apart from your credit history or employment status, we generally give the nod to every loan application according to the current repayment capacity of the borrowers.

Completeness: Each of our efforts is devoted to the 100% financial stability of our borrowers. We not only present personalised loan offers, but we also release fee-free advice from our experienced financial experts. These professionals will guide you in choosing the right deal from us to meet your personal ends.


A Focussed Lending with Clear Goals

Nothing can be achievable without the adequate support of your lender. We, as the responsive direct lender, assure that you get the best borrowing experience. Our loan products may be similar to other loan agencies in Ireland, but our loan features are indeed different from others.

Although we have several features to describe and that are explained in detail once you go through our loan products, two of them that really stand out ahead among many in the Irish marketplace are:

Reasonable Interest Rates
Yes, we have competitive interest rates on each loan deal for every financial purpose. It is possible because we finalise the rate only after discussing your financial income, expenses and other commitments. It means you will get pocket-friendly loan interest rates from us.

Flexible Loan Tenures
Do you need loans for only 3 months? Are you looking for a loan deal for an extended period to 60 months? You will get from us what you have desired. You can choose the loan tenure according to your capacity so that you can make the monthly instalment from your income.

There is nothing impossible if we remain positive to create the possibility. This is what we live for and for which we work.

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State-of-the-Art Loan Products

Right from our beginning, we have been insisting on one thing that is to provide an apt alternative of traditional lending. We are the modern-age loan provider that believes in opening lending doors for all. Therefore, we have prepared our loan products as such that can work for every financial scenario.

Our bespoke loan deals can fulfil financial needs and wants like Christmas holiday planning, renovating the home, improving the credit score, managing the urgent business expenses, paying the education cost and many more. Take out only 1 hour from your busy schedule, and you will get funds into your bank account.

Why OnlineCashFinances? Because We have the Best Unsecured Loans

You must have made the comparison of various loan providers in Ireland. If you are here, then there must be some reasons for it. Here they are:

Your Collateral is Only Yours

There is no need to pledge any asset while applying for our personal loans. Get approval on your current income.

Flexible Repayment Terms

Repay the loan as per your convenience without putting any further burden on to your monthly budget.

We don’t require Guarantor Too

Are you struggling to find out the guarantor? Do not worry because we do not require this. We trust on your repayment capacity.

Unemployed can also apply

We provide the ideal lending hub for the jobless people too. Go for our unsecured loans with no confusion at all.

Ideal Option for Tenants

We know tenants do not have anything to put collateral against the loan amount. They can also apply for loans in free mind.

Very Poor Credit is Not an Issue

If your current repayment capacity is good enough, then we do not hesitate to fund your needs despite adverse credit score.

Our Borrowers have Appreciated Us

Read here what our borrowers have said about our quality and quick lending service.

I applied for bad credit loans from OnlineCashFinances last month, and wow, it was the best borrowing experience. I got the quick response from the representatives here, and they provided me with the perfect loan deal for me. The interest rates were quite reasonable too. Thank you very much.

- James David

The best thing about OnlineCashFinances is that they offer personal loans in Ireland on speedy service. I received the funds to my bank account within 1 hour of the application submitted. It was really a commendable job from you guys. I will definitely like to apply again.

- Adam Daniel

The car loans at OnlineCashFinances are indeed among the best car loans in Ireland. 15 days back, I struggled to pay the amount to purchase my dream car, and the lender provided me with the ideal car finance where the interest rates are very much under control for me. Repayments too are comfortable to pursue. Thanks!

- Jake Thomas


How Quickly Can I Avail €5000?

Well, OnlineCashFinances can easily release €5000 to your bank account within 1 hour. You only need to familiar us quickly with your desired amount and repayment capacity. We do not need hefty paperwork and we follow no credit check policy while providing small loans in Ireland. Apply now and get the amount within a few minutes.

Can I Get 90% Financing of Actual Car Value?

We are ready to offer you 90% car financing if you are proficient enough to make the repayments on time. Show us that you can repay the amount as per the prescribed schedule, and we will offer you maximum car financing to make your dreams come true. Unlike other direct lenders in Ireland, we provide this facility for bad credit individuals as well.

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